PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE ACCESSING OUR WEBSITE OR ENROLLING IN OUR DIGITAL PROGRAMS.

By using this website or purchasing any of our products or services, you agree to be bound by these Terms and Conditions. If you do not agree, please do not use the site.

1. Ownership and Use
All content provided through Online Income Academy, including videos, templates, guides, digital products, and trainings related to using AI and creating digital products, is the intellectual property of Online Income Academy (the "Company"). This includes all branding, design, educational materials, website content, and tools, unless otherwise stated. You are granted a non-exclusive, non-transferable, and limited license to use the materials for personal learning and business development only.

You may not copy, resell, distribute, or publicly display any materials without explicit written permission. All trade names, logos, and visuals are either owned by or used with permission by the Company.

2. Digital Products & License
Your purchase grants you access to digital content for your own business use. You may not claim authorship or resale rights unless explicitly stated (e.g. with our optional reseller license for selected products). Violation of this license will result in revoked access without refund and may lead to legal action.

3. Payment & Refund Policy
All sales are final. Due to the nature of digital delivery and immediate access, no refunds will be issued for any products, masterclasses, or mentorship programs. By purchasing, you acknowledge and accept this policy.

If you book a coaching call and are unable to attend, please email us admin@sixfiguresmethod.com to reschedule. Cancellations without notice may not be eligible for rescheduling.

4. No Earnings Guarantee
We do not guarantee income or business success. Your results depend on your commitment, effort, creativity, execution, and other variables outside our control. Testimonials and case studies provided are not a guarantee of results.

5. Use of AI Tools
Our programs involve the use of AI tools and platforms (e.g. ChatGPT, Canva, etc.). We are not affiliated with or responsible for changes made by these third-party tools. Users are responsible for abiding by the terms of those platforms and using them ethically.

6. Content Accuracy
While we aim to provide accurate and up-to-date information, we make no guarantees regarding the accuracy, completeness, or reliability of our content. Business trends and technology evolve, and it is your responsibility to apply the knowledge strategically.

7. Intellectual Property Rights
You agree not to infringe on the intellectual property of the Company or other creators featured in our programs. If you believe your IP has been used without permission, please contact us at admin@sixfiguresmethod.com with supporting documentation.

8. Privacy & Data
We will not share your personal information without consent, except where required by law. You agree to receive communication from us related to your purchases, account, and updates on products or services.

9. Liability Disclaimer
The Company is not liable for any direct, indirect, incidental, or consequential damages from your participation in our programs or use of our website. All materials are provided "as is" with no warranties.

10. Termination
We reserve the right to revoke access or terminate your account if we determine that you have violated these terms, misused content, or engaged in unethical behavior.

11. Modifications
These Terms may be updated at any time without prior notice. Continued use of our site or products implies acceptance of these changes.

12. Governing Law
These terms are governed by the laws of Kenya (or your relevant jurisdiction, if specified during checkout). Disputes shall be resolved under Kenyan law unless otherwise agreed in writing.

By purchasing from or participating in Online Income Academy, you acknowledge that you have read, understood, and agreed to all terms above.

If you have questions, email us at: admin@sixfiguresmethod.com